(310) 321-1235
909 N. Sepulveda Blvd., Suite 385
El Segundo, CA 90245

Options for FAIR Program Homeowners



Schedule time with a licensed FAIR counselor to help you avoid foreclosure.

Loan Modification

Your lender may agree to modify all or part of the terms of your loan.

Foreclosure Alternatives

How FAIR can help you when you've tried all other options.

Real Estate Services

Homeowners that need to sell, need not look further.


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What Would You Do with $10,000?


The U.S. Department of the Treasury has announced that it will increase the amount of relocation assistance offered through the Home Affordable Foreclosure Alternatives (HAFA) program from $3,000 to $10,000. Effective February 1, 2015, a borrower participating in a HAFA short sale or deed-in-lieu of foreclosure (DIL) may qualify to receive $10,000 at closing to assist them with paying relocation expenses. A borrower, tenant, or non-borrower occupant living in the property may be eligible for the relocation assistance.

If your mortgage is a Wachovia Bank loan or an original Golden West Financial or World Savings, you are a prime candidate to receive a cash incentive. Although Wachovia Bank is now owned by Wells Fargo Bank, it continues to pay sellers for short sales, providing certain criteria is met. For example, in a Wachovia short sale, the bank might insist that the seller close by the contract date to earn the cash bonus.

The California TAP (transition assistance program) pays California residents up to $5,000 to do a short sale. To qualify, a seller must meet income restrictions and the seller's lender must participate in the TAP program.

Just a Couple of Our Empowered Homeowners...



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FAIR Program is a service designed to help homeowners who would like assistance with loan modification requests, avoiding foreclosure and eliminating homeowner's debt. FAIR offers access to critical information and professional advice from experts in the real estate services industry. FAIR Counselors are licensed professionals that have specialized knowledge on current options for homeowners who may be behind in mortgage payments and need smart, clear and timely advice.

"The secret of change is to focus all of your energy, not on fighting the old, but on building the new."

- Socrates